YOUR ACCESS TO THIS WEBSITE IS SUBJECT TO TERMS AND CONDITIONS. CAREFULLY READ ALL OF THE FOLLOWING TERMS AND CONDITIONS. ACCESSING THIS WEBSITE IS THE EQUIVALENT OF YOUR SIGNATURE AND INDICATES YOUR ACCEPTANCE OF THESE TERMS AND CONDITIONS AND THAT YOU INTEND TO BE LEGALLY BOUND BY THEM. IF YOU DO NOT AGREE WITH THESE TERMS AND CONDITIONS, PLEASE LEAVE THE SITE IMMEDIATELY.

This is an agreement between you ("You") and Ready for Next Academy (“RFN ACADEMY"). "We" and "Us" means both You and RFN ACADEMY. The effective date of this Agreement is when You accept this Agreement in accordance with the procedure set out above.

You hereby consent to the exchange of information and documents between Us electronically over the Internet or by email, and this electronic Agreement shall be the equivalent of a written paper agreement between Us.

1. OWNERSHIP AND COPYRIGHT

You acknowledge that any and all information, content, reports, data, databases, graphics, interfaces, web pages, text, files, software, product names, RFN ACADEMY names, trade-marks, logos and trade names contained on the RFN collection of websites listed in our Privacy Policy(collectively the "Content"), including the manner in which the Content is presented or appears and all information relating thereto, are the property of their respective owners as indicated, RFN ACADEMY or its licencors, as the case may be.

2. PERMITTED USE

RFN ACADEMY hereby grants to You a personal, non-transferable and non-exclusive license to access, read and download one copy of the Content.

3. RESTRICTIONS ON USE

You agree that You will not:

(i) distribute the Content for any purpose including without limitation compiling an internal database, redistributing or reproduction of the Content by the press or media or through any commercial network, cable or satellite system; or

(ii) create derivative works of, reverse engineer, decompile, disassemble, adapt, translate, transmit, arrange, modify, copy, bundle, sell, sub-license, export, merge, transfer, adapt, loan, rent, lease, assign, share, outsource, host, publish, make available to any person or otherwise use, either directly or indirectly, the Content in whole or in part, in any form or by any means whatsoever, be they physical, electronic or otherwise. You shall not permit, allow, or do anything that would infringe or otherwise prejudice the proprietary rights of RFN ACADEMY or its licencors or allow any third-party to access the Content. The restrictions set out in this Agreement shall not apply to the limited extent the restrictions are prohibited by applicable law.

4. LICENSE TO USE YOUR INFORMATION

With the exception of personal information, You hereby grant to RFN ACADEMY the perpetual, unlimited, royalty-free, worldwide, nonexclusive, irrevocable, transferable license to run, display, copy, reproduce, publish, bundle, distribute, market, create derivative works of, adapt, translate, transmit, arrange, modify, sub-license, export, merge, transfer, loan, rent, lease, assign, share, outsource, host, make available to any person or otherwise use, any information or other content You provide on or through this website or which is sent to RFN ACADEMY by email or other correspondence, including without limitation, any ideas, concepts, inventions, know-how, techniques or any intellectual property contained therein, for any purpose whatsoever. RFN ACADEMY shall not be subject to any obligations of confidentiality regarding any such information unless specifically agreed by RFN ACADEMY in writing or required by law. You represent and warrant you have the right to grant the license set out above.

5. PERSONAL INFORMATION

RFN ACADEMY may from time to time, but is not obligated to, monitor your use of the website and collect, store and use personal information about You for providing service you may have requested and You hereby consent to such collection, storage, use and disclosure and waive any right of privacy You may have. For more information about personal information, review our Privacy Policy

YOU MAY ACCESS, CORRECT AND DELETE YOUR OWN PERSONAL INFORMATION STORED BY RFN ACADEMY BY CONTACTING US IN WRITING.

6. LIMITATIONS ON LIABILITY AND DISCLAIMERS

THERE IS NO GUARANTEE THAT PERSONAL INFORMATION AND TRANSACTIONS ON THIS WEBSITE OR ON THE INTERNET WILL BE MAINTAINED CONFIDENTIAL AND SECURE. THE USE OF THIS WEBSITE AND THE CONTENT IS AT YOUR OWN RISK AND THE RFN ACADEMY ASSUMES NO LIABILITY OR RESPONSIBILITY PERTAINING TO THE CONTENT, YOUR USE OF THE WEBSITE OR THE RECEIPT, STORAGE, TRANSMISSION OR OTHER USE OF YOUR PERSONAL INFORMATION.

This website and its Content are not to be construed as a form of promotion. This website may contain links to other websites. RFN ACADEMY does not assume responsibility for the accuracy or appropriateness of the information, data, opinions, advice, or statements contained on such websites, and when You access such websites, You are doing so at Your own risk. In providing links to the other websites, RFN ACADEMY is in no way acting as a publisher or disseminator of the material contained on those websites and does not seek to monitor or control such websites. A link to another website should not be construed to mean that RFN ACADEMY is affiliated or associated with same. RFN ACADEMY DOES NOT RECOMMEND OR ENDORSE ANY OF THE CONTENT, INCLUDING WITHOUT LIMITATION ANY HYPER-LINKS TO OR CONTENT FOUND, ON OTHER WEBSITES. The mention of another party or its product or service on this website should not be construed as an endorsement of that party or its product or service. RFN ACADEMY will not be responsible for any damages You or any third-party may suffer as a result of the transmission, storage or receipt of confidential or proprietary information that You make or that You expressly or implicitly authorize RFN ACADEMY to make, or for any errors or any changes made to any transmitted, stored or received information. You are solely responsible for the retrieval and use of the Content. You should apply Your own judgment in making any use of any Content, including, without limitation, the use of the information as the basis for any conclusions.

THE CONTENT MAY NOT BE ACCURATE, UP TO DATE, COMPLETE OR UNTAMPERED, AND IS NOT TO BE RELIED UPON. THE CONTENT IS PROVIDED FOR EDUCATIONAL AND INFORMATIONAL PURPOSES ONLY AND SHOULD NOT BE INTERPRETED AS A RECOMMENDATION FOR ANY SPECIFIC PRODUCT OR SERVICE, USE OR COURSE OF ACTION. THE CONTENT ON THIS WEBSITE IS NOT INTENDED TO BE USED AS A SUBSTITUTE OF ANY KIND FOR PROFESSIONAL ADVICE. IT IS YOUR DUTY TO OBTAIN PROFESSIONAL ADVICE FROM A QUALIFIED PROFESSIONAL ADVISOR TO MEET YOUR NEEDS. YOU SHOULD NOT ACT OR RELY ON ANY OF THE CONTENT WITHOUT SEEKING ADVICE OF A QUALIFIED PROFESSIONAL. EXCEPT AS EXPRESSLY PROVIDED IN THIS AGREEMENT, THIS WEBSITE AND ALL CONTENT, PRODUCTS, SERVICES AND SOFTWARE ON THIS WEBSITE OR MADE AVAILABLE THROUGH THIS WEBSITE ARE PROVIDED "AS IS" WITHOUT ANY REPRESENTATIONS, WARRANTIES, GUARANTEES OR CONDITIONS, OF ANY KIND, WHETHER EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE, INCLUDING BUT NOT LIMITED TO, WARRANTIES AS TO UNINTERRUPTED OR ERROR FREE OPERATION, AVAILABILITY, ACCURACY, COMPLETENESS, CURRENTNESS, RELIABILITY, TIMELINESS, LEGALITY, SUITABILITY, PRIVACY, SECURITY, MERCHANTABILITY, QUALITY, TITLE, NON-INFRINGEMENT OR FITNESS FOR A PARTICULAR PURPOSE, OR THOSE ARISING OUT OF A COURSE OF DEALING OR USAGE OF TRADE. IN NO EVENT WILL RFN ACADEMY, ITS AFFILIATES, AGENTS, LICENSORS, SUPPLIERS, OR THEIR RESPECTIVE DIRECTORS OR EMPLOYEES BE LIABLE FOR ANY SPECIAL, INDIRECT, INCIDENTAL, PUNITIVE, EXEMPLARY, AGGRAVATED, ECONOMIC OR CONSEQUENTIAL DAMAGES, HOWSOEVER CAUSED, INCLUDING BUT NOT LIMITED TO: DAMAGES FOR LOSS OF USE, LOST PROFITS OR LOST SAVINGS, EVEN IF RFN ACADEMY OR ANY OF ITS LAWFUL AGENTS OR EMPLOYEES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR CLAIM. IN NO EVENT WILL RFN ACADEMY, ITS AFFILIATES, AGENTS, LICENCORS, SUPPLIERS, OR THEIR RESPECTIVE DIRECTORS OR EMPLOYEES, BE LIABLE FOR DAMAGES OR LOSSES RESULTING FROM: VIRUSES, DATA CORRUPTION, FAILED MESSAGES, TRANSMISSION ERRORS OR PROBLEMS; TELECOMMUNICATIONS SERVICE PROVIDERS; LINKS TO THIRD-PARTY WEBSITES; THE INTERNET BACKBONE; PERSONAL INJURY; THIRD-PARTY CONTENT, PRODUCTS OR SERVICES; DAMAGES OR LOSSES CAUSED BY YOU, OR YOUR RESPECTIVE EMPLOYEES, AGENTS OR SUBCONTRACTORS; LOSS OF USE OR LACK OF AVAILABILITY OF FACILITIES INCLUDING COMPUTER RESOURCES, ROUTERS AND STORED DATA; THE USE OR INABILITY TO USE THIS WEBSITE OR THE CONTENT; ANY OTHER WEBSITE ACCESSED TO OR FROM THIS WEBSITE; OR EVENTS BEYOND THE REASONABLE CONTROL OF THE RFN ACADEMY, EVEN IF THE RFN ACADEMY OR ANY OF ITS LAWFUL AGENTS, OR EMPLOYEES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR CLAIM. IN NO CASE WILL RFN ACADEMY'S, ITS AFFILIATES', AGENTS', LICENCORS', SUPPLIERS', AND THEIR RESPECTIVE DIRECTORS' AND EMPLOYEES' CUMULATIVE TOTAL LIABILITY ARISING UNDER ANY CAUSE WHATSOEVER (INCLUDING WITHOUT LIMITATION BREACH OF CONTRACT, TORT, NEGLIGENCE, GROSS NEGLIGENCE, OR OTHERWISE) BE FOR MORE THAN THE AMOUNT, IF ANY, PAID BY YOU UNDER THIS AGREEMENT TO ACCESS THIS WEBSITE, IN THE YEAR IN WHICH THE CLAIM AROSE.

THE RFN ACADEMY ASSUMES NO OBLIGATION TO UPDATE THE CONTENT ON THIS SITE. THE CONTENT ON THIS SITE MAY BE CHANGED WITHOUT NOTICE TO YOU. THE RFN ACADEMY IS NOT RESPONSIBLE FOR ANY CONTENT OR INFORMATION YOU MAY FIND UNDESIRABLE OR OBJECTIONABLE. THE RFN ACADEMY DISCLAIMS ANY LIABILITY FOR UNAUTHORIZED USE OR REPRODUCTION OF ANY PORTION OF THE WEBSITE. ACCESSING THE CONTENT FROM TERRITORIES WHERE IT MAY BE ILLEGAL IS PROHIBITED.

7. TERMINATION

This Agreement is effective until terminated by RFN ACADEMY, with or without cause, in RFN ACADEMY's sole and unfettered discretion. RFN ACADEMY may terminate this Agreement without notice to You if You fail to comply with any of its terms. Any such termination by RFN ACADEMY shall be in addition to and without prejudice to such rights and remedies as may be available to RFN ACADEMY, including injunction and other equitable remedies. The disclaimers, limitations on liability, ownership, termination, interpretation, Your license to RFN ACADEMY, Your warranty and the indemnity provisions of this Agreement shall survive the termination or expiry of this Agreement.

8. INDEMNITY

You agree at all times to indemnify, defend and hold harmless RFN ACADEMY, its agents, suppliers, affiliates and their respective directors and employees against all actions, proceedings, costs, claims, damages, demands, liabilities and expenses whatsoever (including legal and other fees and disbursements) sustained, incurred or paid by RFN ACADEMY directly or indirectly in respect of:

(i) any information or other content You provide on or through this website or which is sent to RFN ACADEMY by email or other correspondence; or

(ii) Your use or misuse of the Content or this website, including without limitation infringement claims

9. GOVERNING LAW

RFN ACADEMY, this website, and the Content (excluding linked websites or content) are physically located within Canada and the United States. This Agreement will be governed by the laws of Canada and the United States.

10. DISPUTE RESOLUTION

In the event of a dispute, We agree to submit to the jurisdiction of the appropriate Canadian or U.S. courts.

11. INTERPRETATION

The division of this Agreement into sections and the insertion of headings are for convenience of reference only and shall not affect the construction or interpretation of this Agreement. In this Agreement, words importing the singular number include the plural and vice versa, words importing gender include all genders; and words importing persons include individuals, sole proprietors, partnerships, corporations, trusts and unincorporated associations. All references to money amounts in this Agreement, unless otherwise specified, are in dollars.

12. ENTIRE AGREEMENT

These terms and conditions and any and all legal notices on this website constitute the entire agreement between You and RFN ACADEMY with respect to the use of this website and the Content. No supplement, modification or amendment to this Agreement and no waiver of any provision of this Agreement shall be binding on RFN ACADEMY unless executed by RFN ACADEMY in writing. No waiver of any of the provisions of this Agreement shall be deemed or shall constitute a waiver of any other provision (whether or not similar) nor shall such waiver constitute a continuing waiver unless otherwise expressly provided.

13. SEVERABILITY

Any provision of this Agreement which is prohibited or unenforceable in any jurisdiction shall, as to that jurisdiction, be ineffective to the extent of such prohibition or unenforceability and shall otherwise be enforced to the maximum extent permitted by law, all without affecting the remaining provisions of this Agreement or affecting the validity or enforceability of such provision in any other jurisdiction.

14. ENUREMENT

This Agreement shall inure to the benefit of and be binding upon each of Us and our respective successors and permitted assigns. You acknowledge having read this Agreement before accepting it, having the authority to accept this Agreement and having received a copy of this Agreement.